PTO Insurance FAQs
What Is The Difference Between A PTA and A PTO?
PTA stands for Parent Teacher Association. The PTA is the oldest and largest child advocacy association in the United States. Today’s PTA is comprised of more than 4 million parents, teachers, grandparents, caregivers, foster parents and other caring adults who share a commitment to improving the education, health, and safety of all children. A local parent group, referred to as a Unit, is formally affiliated with its state’s PTA organization and the National PTA.
If someone is part of a PTA, they are required to pay dues to their State PTA and the National PTA and are not a stand-alone parent group.
PTO stands for Parent Teacher Organization. A PTO is any non-PTA independent parent group that is not affiliated with any national organization that oversees or requires specific bylaws to be followed or dues to be paid. There is no “National PTO” similar to National PTA and there is no official umbrella organization for PTOs.
If someone is part of a PTO, they are part of an independent parent group that is not affiliated with a national organization, they are not regulated by specific bylaws, and they may not be required to pay dues.
Why Does My PTO/School Group Need Insurance?
PTO/School Group Insurance is designed to protect your PTO/School Group members, directors, officers and volunteers from claims or lawsuits that hold them personally accountable for accidents that occur at an event sponsored by your PTO/School Group. With the resources provided by RVNA, you can better protect yourself and your PTO/School Group from the threat of financial loss and/or lawsuits.
Where Can I Purchase PTO/School Group Insurance For My Group?
PTO/School Group Insurance can be purchased by calling R.V. Nuccio & Associates at 1-800-567-2685 Monday through Friday, 5:30 AM – 5:00 PM Pacific Standard Time, or online 24/7/365 at ProtectYourNonprofit.com.
I Need Insurance ASAP for my PTO/School Group! How Soon Can I Get It?
After completing your PTO/School Group Insurance application on ProtectYourNonprofit.com and submitting payment, you will receive your policy and Proof of Insurance documents within minutes.
How Much Does An Insurance Policy For A PTO/School Group Cost?
PTO/School Group Insurance Prices:
- Liability Plus – Starting at $155/Annually
- Bonding Plus – $83/Annually
- Directors and Officers Liability – $50/Annually
- Accident Medical Plus – $98/Annually
- Property Plus – $100/Annually
How Do I View a Sample Policy?
Sample policies are available upon request. Please request a sample policy.
If I Have More Questions, Who Can I Call For Answers?
Friendly customer service representatives are available to speak by phone Mon-Fri 5:30am – 5:00pm PST at 1-800-364-2433. You may also visit our Help Center.
