DJ Insurance

General Liability Insurance coverage starts at $175/annually and is designed to provide broad protection for situations where you, the insured, must defend yourself or your company against lawsuits or pay damages for bodily injury or property damage to third parties. Commercial General Liability Insurance with optional limits of $1,000,000/$2,000,000 or $2,000,000/$2,000,000. Please read the Coverage Summary for more details. Questions? Visit our DJ Insurance FAQs

Property/Equipment Insurance starts at $79/Annually and is available to any DJ/KJ/VJ who owns office or business equipment. Business Personal Property/Equipment replacement cost (new for old) insurance protection, which includes coverage for earthquake. Please read the Coverage Summary for more details. Questions? Visit our DJ Insurance FAQs

Employee Crime insurance protection starts at $78/Annually and includes coverage for employee dishonesty, forgery or alteration and theft, disappearance and destruction. Because dishonest acts of employees (such as theft of all of the business equipment by an employee) are excluded from the property/equipment policy, Employee Crime coverage was created to fill a coverage gap. Employee Crime insurance protection including the following coverage: a. Employee Dishonesty b. Forgery or Alteration c. Theft, Disappearance And Destruction Of Money And Securities (1) Loss Inside The Premises (2) Loss Outside The Premises Please read the Coverage Summary for more details. Questions? Visit our DJ Insurance FAQs

What is an Additional Insured? Occasionally, someone will ask that they be added to your General Liability insurance policy as an Additional Insured, or that they be named as an Additional Insured onto your General Liability insurance policy. This usually occurs when you are working at an event in a building or upon property, such as a school, wedding facility or community center. This school, wedding facility or community center is known as the facility. The practice of a facility requiring that they be named as an Additional Insured on a $1,000,000 General Liability insurance policy by all persons or entities performing their duties at the site is quite common. It is common that the Additional Insured wording is usually contained within the insurance requirement section of the Facility Rental Agreement or Facility Use Agreement. Additional Insureds are available at no cost and can be added online 24/7/365. Manage Your Policy to add an Additional Insured. Questions? Visit our DJ Insurance FAQs