Bar Mitzvah/Bat Mitzvah Coverage Summary

Liability covers you in the event that you become legally responsible for bodily injury, personal injury or property damage caused by an accident which occurs during the course of your covered event. Liability coverage includes Host Liquor Liability which provides protection against bodily injury or property damage lawsuits brought by parties injured as a result of an intoxicated guest who was served alcohol at your hosted event. Liability, as well as the other coverages offered by R.V. Nuccio & Associates, is available for purchase as early as two years before the date of the private event and as late as the day before the event. Liability coverage can be purchased on its own or in combination with any other optional coverage available.

Cancellation or Postponement coverage pays the nonrefundable expenses incurred when the private event must be canceled or postponed for reasons beyond your control. Cancellation due to serious illness, injury, extreme weather, a missing caterer, or a bankrupt event facility are just a few examples of what is covered under Cancellation and Postponement. Cancellation and Postponement can be purchased on its own or in combination with any other optional coverage available.

Gifts coverage will pay, up to the coverage limit and deductible that you select, to repair or replace gifts which are lost, stolen or damaged anywhere within the policy territory. It should be noted that a police report is required for stolen gifts. Gifts coverage can be purchased on its own or in combination with any other optional coverage available.

Jewelry coverage will pay to repair or replace jewelry you own when it is lost, stolen or damaged anywhere within the United States and Canada. It should be noted that a police report is required for stolen jewelry. Jewelry coverage can be purchased on its own or in combination with any other optional coverage available.

Loss of Deposits coverage will pay for lost deposits that you have paid if they become nonrefundable because someone you hired to provide goods or services went out of business. Loss of Deposits coverage can be purchased on its own or in combination with any other optional coverage available.

What if the photographer or videographer you hired fails to appear at your event? What if the videographer you hired disappears after your event with all the video captured?

Photographs and Video Coverage will pay to retake the photographs or video recording if the photographer or videographer fails to appear, disappears after your private event with your pictures or video, or the pictures are lost, damaged or stolen. This coverage will pay the round trip air or auto travel expenses incurred by the Honoree named on the policy and their immediate families and attendants, to reassemble for pictures to be retaken. It will also pay costs for meals and lodging while traveling, costs to rehire a photographer, costs to rent a premises to stage the pictures, costs to buy a new cake, costs to buy new floral arrangements, and costs to rent necessary special attire. Photographs and Video coverage can be purchased on its own or in combination with any other optional coverage available.

Help ensure your health and happiness with Professional Counseling coverage. In the event of a cancelled private event, our Professional Counseling coverage pays for professional counseling prescribed by a medical physician and resulting from a covered cancellation. Professional Counseling coverage can be purchased on its own or in combination with any other optional coverage available.

Rented Property coverage pays to repair or replace rented property that is lost, stolen or damaged within the United States or Canada. It should be noted that a police report is required for stolen rented property and a loss payee endorsement and Certificate of Insurance may be issued to the rental dealer at any time upon your request for this coverage.

Special Attire coverage pays to repair or replace special attire, when it is lost, stolen or damaged. Special attire includes the clothing and accessories bought or rented and to be worn by the Honoree named on the policy, and their attendants at the private event. It should be noted that a police report is required for stolen special attire.

Special Attire does NOT cover:

• • • Watches
    • Jewelry
    • Precious or semi-precious gemstones
    • Pearls (even if attached to clothing)

Coverage for the items listed are available through our available Jewelry coverage.